Last Updated: January 2021
This policy explains our information practices, defines your privacy options and describes how your information is collected and used.
This policy covers this website (www.coverlease.com, the “CL Website”) and the various web, desktop and mobile applications (collectively the “Application(s)”) made available by CoverLease Inc. (“CL”). The CL Website and the Applications are owned and operated by CL, a company organized under the laws of Minnesota. Should you have privacy questions or concerns, send an email to [email protected].
By using or visiting the CL Website or using the Applications, you agree to the collection and use of information in the manner described in this policy. CL shall have the right at any time and without prior notice, at its sole discretion, to revise this policy. If we make material changes to this policy, we will notify you by email, by means of a notice the next time you log in to the CL Website, by means of a notice on the CL Website homepage or when you next activate the Application. Such revisions and additions shall be effective immediately upon notice. You are responsible for reviewing the CL Website or Applications periodically for any modification to this policy. Any access or use of the CL Website or Applications by you after notice of modifications to this policy shall constitute and be deemed to be your agreement to such modifications.
The Information We Collect
This policy applies to all information collected on the CL Website, any information you provide to CL, any information you may submit to the Application when you register to download the Applications or information that results from your use of Applications. You will most likely provide personal information to us when you register as a user of CL Website, download and then use the Applications or participate in certain CL promotions or events. The personal information we may collect might include: your name, certain information about your business, passwords, user names, addresses, email addresses, phone numbers and certain payment information (e.g. PayPal, credit card or debit card account or payment information).
Use of the Applications is subject to the terms and conditions of CL’s Master Subscription Agreement (available upon request).
Our Collection of Your Data
In addition to the personal information you supply, we may collect certain information to (1) evaluate how visitors, guests, and customers use the CL Website or the Applications; or (2) provide you with personalized information or offers. We collect data to make the CL Website and Applications work better for you in the following ways: to improve the design of the CL Website and Applications, to provide personalization on the CL Website and Applications and to evaluate the performance of our marketing programs. The technologies we may use to gather this non-personal information may include “IP” addresses, “cookies”, browser detection, “weblogs” and various “geo-location” tools.
How We Collect and Use Information
Our primary goal in collecting your information is to provide you with a personalized, relevant, and positive experience with the CL Website and Applications.
You may receive promotions and updates, or be contacted for market research purposes. You can control your privacy preferences regarding such marketing communications (see the section below entitled “Your Privacy Preferences”).
From time to time, you may be invited to participate in optional customer surveys or promotions, and CL may request that you provide some or all of the above listed personal information in those surveys or promotions. We use information collected from surveys and promotions to learn about our customers in order to improve our services and develop new products and services of interest to our customers.
The Applications may include the ability to link certain geographical information made available by us with your physical location. When you use the Applications, the Applications may know, in very general terms, your current physical location. To the extent that your physical location can be determined by the Applications, we may use your location to make available information to you that is relevant because of your physical location.
IP addresses define the Internet location of computers and help us better understand the geographic distribution of our visitors and customers and manage the performance of the CL Website. Cookies are tiny files placed onto the hard drive of your computer when you visit the CL Website, so we can immediately recognize you when you return to the CL Website and deliver content specific to your interests. You may modify your browser preferences to accept all cookies, be notified when a cookie is set, or reject all cookies. Please consult your browser instructions for information on how to modify your choices about cookies. If you modify your browser preferences, certain features of the CL Website may not be available to you.
We may detect the type of web browser you are using to optimize the performance of the CL Website and to understand the mix of browsers used by our visitors, guests, and customers. To learn about how website visitors use our site, we examine weblogs, which show the paths people take through the CL Website and how long they spend in certain areas.
We may also compile certain general information related to your use of the Website and Applications. You agree that we are authorized to use, reproduce and generally make such information available to third parties in the aggregate, provided that your information shall not include personally identifiable information about you or be attributable to you.
CL may contract with unaffiliated third parties to provide services such as website or application hosting, advertising, customer communications, data analytics and other services. When we do this, we may provide your personally identifiable information to third parties only to provide those services, and they are not authorized to use your personally identifiable information for any other purpose.
Your Privacy Preferences
When you sign up as a registered user of the CL Website or Applications you may begin receiving marketing communications such as e-mail newsletters, text messages, product and service updates and promotions. Our customers generally find this type of information useful. If you do not want to receive these updates, you must “opt-out” by selecting the “unsubscribe” link at the bottom of the email or text and follow the opt-out instructions or by sending an email to [email protected].
How to Access, Correct OR DELETE Your Information
Send CL an email at [email protected] if you want to access, review, correct or delete (some information may not be deleted, including information CL is required to keep by law) your personally identifiable information collected by CL. To protect your privacy and security, CL requires a user ID and password to verify your identity before granting you the right to access, review, make corrections to or delete your personally identifiable information.
Disclosure of Information
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order or legal process. It is also possible that CL would sell its business (by merger, acquisition or otherwise) or sell all or substantially all of its assets. In any transaction of this kind, customer information, including your personally identifiable information, may be among the assets that are transferred. If we decide to so transfer your personally identifiable information, you will be notified by an email sent to the last know email address in our files, by notice posted on the CL Website or when you activate the Applications.
Privacy and Other Websites and Applications
The CL Website or the Applications may contain links to other websites or other mobile applications. CL is not responsible for the privacy practices of these other sites or applications. This policy only applies to information collected by CL.